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PA workflow design that filters appropriate use without alienating engaged members. Documentation standards, turnaround benchmarks, appeal pathways.
PA design for GLP-1s is the single biggest source of member complaints in 2026 benefit programs. The 2024-2025 spike in GLP-1 demand exposed under-staffed PA teams. The fix is structural: standardize required documentation upfront (BMI, comorbidities, lifestyle attempt), provide a member-facing template to share with prescribers, target 3-5 business day turnaround, and proactively message appeal options when denials occur. Plans that publish PA criteria publicly see ~30% fewer escalations than plans that hide the rules behind member services.
Editorial summary, not actuarial or legal advice. Plan-design decisions should involve ERISA counsel, actuaries, and PBM partners. Statistics reflect 2025-2026 commercial plan data; member-specific outcomes vary.