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Verified coverage details for 12 major US insurers — covering ~471M Americans.
We cross-check every entry against the insurer’s public formulary.
Coverage changes quarterly. Verification dates shown on each insurer page. If your formulary differs, your specific plan may have variants — always confirm with member services.
PPO/HMO plans through employers and brokers. Coverage varies widely by formulary tier.
CVS Health subsidiary with ~22M members + integrated pharmacy benefits
Elevance Health subsidiary, BCBS licensee in 14 states + ~47M members
Federation of 33 independent commercial plans covering ~115M Americans
Health services company with ~17M US medical members + Evernorth PBM
Integrated HMO + provider system covering 8 states
Largest single US health insurer, owned by UnitedHealth Group
Federal program for 65+ and disabled. Weight-loss drugs historically excluded; OSA + obesity indication unlocked Zepbound in 2024.
State-administered. Coverage of GLP-1s varies dramatically by state and indication.
Tricare for active/retired military, VA for veterans. Generally restrictive on weight-loss indications.